Networth by Age thread

LET'S GO
Quick while we're still up

28

$436k

28

40k

32
350k

29
around 5 million [spoiler]rupees[/spoiler]

NET worth?
Christ, it's so over.

25

16k

I live in eastern europe btw

30
75k

47 2mm

21

CAD$10k-CAD$20k

hey oldie heh
ur old

30

60k

I was at 180k at peak, praise allah let the altcoinmarkets recover.

22
50k

Would probably be triple if I had been more financially stable when I was younger tho

37

$39MM

31

-$46k

i should honestly rope but it would hurt my family's feelings.

31

$75k in crypto

kill me im retarded

oh hey look we're basically in the same boat. at least we're retarded together

36
30k
Im fucked

34

$12 million

I am still a virgin who can't get a gf.
Its over.

74
1.1M

Are you the ugliest man on the planet, or severely retarded?

Go away normeeeeeeeeeeeeeee.
REEEEEEEEEEEEEEEE

25 years old
400k USD networth

40
850k

I am severely short, women look at me like I am an Oompa Loompa.
$12 million USD is not enough to make up for my shitty genetics.
God, I wish I lived in a world where I can spend $10 million and become 6' 5".

How short is severely? Be honest. Im trying to help

Same, but closer to 20k

25k bitcoin

25k in savings

paid off 2018 Camry with 50k miles

own half 515k house with 130k equity.

63k student loan debt

Whatever that works out to be. Every finance tracking app I've tried is too stupid to account for half ownership of capital of unmarried couples and I'm too lazy and/or don't care enough to calculate it all the time myself.

31

1.3m

Con prueba maricons

29

-$25k

Student loans?

LMAO learn to speak English

Why not move to a LCOL area. You could use your investments as collateral maybe to buy a house.

19

4 million if i round up a lot of which came from fart coin

I feel like I’m never gonna make it

Escuela

24

90k

i need these savings bros i don't want to ever have to worry about money. i'm sick of working

Ye

Biden was supposed to FIX THIS?! It's so Joever.

It's true omg still scoring top titty every now and again although they are late twenties early thirties

Im gonna be completely honest with you brother. I don't think im gonna make it. Im scared

35

470k

30
-45k

had $300k last year, went out of businesses and bankrupt, had my property destroyed/stolen and lost all my sales channels and got rugged on my investments all in one month

hoping to hit 400k by next year tho

Life is easier when you realize likewise have that you were never going to make it. Even with opportunities I was never going to make the right decisions. It's just not who I am. I'm not a winner.

36

210k

it's enough for me, yet I want more just cause i want to be in the cool kid's club. isn't that messed up?

I keep making the wrong decisions too and have recently lost all my friends as well. I don't want to go back to work either. I never want to talk to another human irl besides my dad. It's completely over for me

34
610k NW, 340k of which is in crypto.
I'd need 900k to cover my current cost of living at 4%.
Getting tired of working, they forced us back into the office 3 days a week, and I don't know how long I can take it.
If I can just hold out 3 more years I should be able to quit my job and work on my own thing.
Even if I do hit my number, I don't know if I'll have the courage to pull the trigger. If we have some really bad markets then I'd need to find some way to bring in income and finding another job would be certainly lower paying and shittier, I'm bad at interviewing, I'm mediocre at my career, I'm autistic and not much of a people person.
This would have to last me 50 years, which means little chance of growing my standard of living, which would mean staying in a shitty apartment. Realistically the safest financial decision is to keep working until I have enough for a paid off home, and to cover my cost of living, but that would mean 8-10 more years, and by then I'm well into my 40s.
I'm tired bros, I was feeling so shitty that I took a week vacation last month and enjoyed playing the oblivion remaster and relaxing and being productive in my own projects, but it felt so much worse to go back to working.
Feels like the walls are closing in on me and I need to get out while I can, but I don't have enough.

How the fuck do I even go about making money through investments if I have no money to invest with?

28

94k net worth

0 loans

Give it to me straight bros, am I too far behind the curve to make it?

29

NW around 2mil, ETH cucking me so hard for reaching my goal of 4mil.

i am a neet.

25
56k
Barely any debt at least

You start saving. Everyone has to start somewhere. If you don't start, your children will need to start from 0.
Using historical stock returns of 10.5%, it takes 15 years of investing X dollars per year to get a portfolio that you can safely withdraw 3% per year for X dollars per year into perpetuity.
For example, investing $10k/y at 10.5% returns will get you $330k after 15 years. From then on you can "safely" withdraw $10k per year without touching the principal and allowing the principal to match with inflation.
Obviously these are all estimates where 10.5% can fluctuate, inflation can fluctuate, and the 3% withdrawal threshold is a lower bound (meaning others have argued 4% is the safe threshold, 3% is extra safe). If you invest in something other than standard S&P, you can see higher long term returns as long as you can stomach short term draw downs and not panic. Even doing something like15% in BTC and the other 85% in S&P would safely boost you above that 10.5% long term.

Just
Start

35
$700k

I am retiring modestly at 45.

22
$1.5 million net worth
$300k salary

31
50k

38

520k BTC

80k MSTR

70k Shitcoins

60k Gold (physical)

2.5k initial btw.

23
$0

-13k
Home equity isn’t an asset, or should at least be stated separately.
Cars are not an asset by any measure.

whats that like

1
$1,000,000,000,000,000,000
your response?

33
25k

nasdaq dumped today

sorry i meant 24,5k

Home equity isn’t an asset

I think it is.

28

Close to 300k if you include my car I guess

Also, I have this too. She's chubby though

Both home equity and cars are by definition assets. But he is sort of correct, in that home equity should be clearly stated independently because of its inherent illiquidity (at least with respect to one's primary residence), and cars need to be heavily discounted based on their steep reduction in value on the resale market, coupled with the difficulty inherent to selling most models.

It's probably best to consider three buckets of NW - NW (financial assets only), NW (financial + home equity), and NW (total).

36

1.9M NW

most of it in illiquid 401k, equity and real estate because I fell for the FIRE meme

still feel poor until my shitcoins moon

Depreciating assets are assets.

Nice dubs. Sounds like you're stressed and burnt out. You should take some ashwagandha bro, it worked for me.

no neets ITT

wtf i thought we were all in this together? you guys have JOBS????

26

£600

38
75k cash 25k in possessions. No house, but I rent a cheap studio in a nice area. No debt is a good place to be bros.

20
4k

Why do zoomer chicks say guys over 30 are too old but then they're like "hey daddy" to guys over 40? What kind of retarded shit test is this?

how do you even count?

property worth 500k w 200k on the loan

two cars paid for, probably 20-25k sell value

1 mil in crypto, no 401k or fiat assets

<10k usd in the bank for bills

so is this 1.25m or?

Women bluff to test your strength.

Thanks, I've never done ashwagandha, what's it like?

When I was 29 there was some blue haired 19yo part timer who was into my dick and I shoulda tapped that. Dios Mio. Why do I always miss the pumps? Both kinds.

19

$25k

Took a gap year.

Thanks for letting me live and home and paying for my college next year mom!! Love you...

30

550k crypto, stocks, cash. 401k

694k house with 284k left on note

36
1.8 mil
Too autistic to be happy or really enjoy any of it.

25

around 200k€, probably more depending on property value and stock market fluctuations

38

2.5 million

Reduces your cortisol levels. I was extremely burnt out from work back in March, plus life stresses was killing my motivation and making me hate life. Decided to try ashwagandha just because and within a few days started feeling a difference. More mellow, stopped giving as much of a fuck, stress went down so my sleep improved. All that helped me get back on track and increase my motivation to work (work still sucks, but I need to make money, so just gotta do it). I cycle it though to prevent anhedonia which is a common side effect it seems. I just take it during the week and skip it on the weekends.

32
662K
I didn't start investing until my late 20s. It isn't over if you start late but it is a lot harder.

39
roughly $2.453M USD

and i'm still wage cucking. some of the money is in a house and retirement funds so it's not 2m liquid yet.