What do people spend money on? I genuinely don't know. Normies are all broke but I have no clue where the money goes...

What do people spend money on? I genuinely don't know. Normies are all broke but I have no clue where the money goes. What is there even to buy?

Random consumerism or faking it be influencers eg concerts/music festivals and traveling

food, groceries, rent

most people can't cook. so a lot of it is on ovepriced food delivery. rent, car, utiliies, games, onlyfans etc

I should add that most normies I know are "broke" in that they don't have savings, however they all have jobs and make money that they then simply spend instead of save/invest

For normalfags, it's alcohol, weed, fast food, high end cars, iPhones, subscription services, trash from Temu/Shein, overpriced vacations, newly released video games, steam sales, etc. The list goes on and on, especially for 99% of women. Most people do not invest and live for the moment. Or have leechers to take their money (ex. ex-wife, children)
People with higher intelligence spend on self care products, health food and commit to low/0 expense hobbies such as language learning. They treat themselves as an investment.

Alcohol, weed, ubereats

To add to this list, gambling. There are so many people gambling.

go to store

may as well get a scratch card whilst im here

feeling bored

couple of spins couldnt hurt

footies on

may as well place a bet

the horse races are on

WELL I GOT TO PLACE A FEW BETS

My country is absolutely buck broken from gambling. I try get my mates to invest instead of gamble but they just refuse.

tattoos, vacations, food idk lol you sound like you have problems getting laid faggot

Yeah, that too. Even "non-normalfags" gamble in gacha games. Thousands and thousands go inside into a black hole. Discord nitro is also a money waster among these people.

Convince them to buy the casino stock $VICI lol

B33R

It is interesting isn't it. Largely rent, obviously true that it's getting a bit ridiculous lately but I always somehow seem to be able to weasel into a spot that's below market, mother in law apartment, weird add-on, room in a house, etc. Other people I know live in newer drywall studentcubes and will say shit like "yeah it's 1k a month, it's tough man but that's really cheap around here these days.." Either they're not willing to face the fact that they have high standards or they're not willing to look around for more than 10 minutes on the largest financial contract of their life so far?

Honestly laziness in general in my opinion. Not being willing to read up a little, look around, question things, then rationalising that "everyone else" "needs" to pay that much and of course, they wouldn't be doing it if it wasn't true. Picrel. "Mechanic says it's $1200, fuck me I guess." Many people also somehow never grasp that taking out a loan means you pay MORE on the sticker price, not LESS

wagie making 5k after taxes per month

rent: 1.2k

car payment: 750

student loan: 300

car insurance: 250

food + supplements: 500

money for mom: 500

clothes because gym rat: 250

misc: 200

and thats how I live paycheck to paychek

Why do you do this?

Well im a doctor, i take home £3.2k per month and save nothing.

rent: £1.4k

food: £800

gym: £50

phone & internet: £60

professional memberships: £30

Diesel: £60

likely one night out: £150

Not hard to see where money disappears to and that's not including any clothing, travel, dinners out, repairs etc. I could spend less on food but i regularly work 12 hour days and nights so order a lot more than I would like.

I know you're gonna say you need whatever that car is because of X/Y/Z but that's fucking insane my man. Also clothes??? Are you shitting pants every rep?

really sucks to be a europoor

god this fucking picture make me lmao every time

House, education, medical care. That's like 90% of spending right there.

well, it's more of clothing in general ( shoes, boots, perfumes, gym clothes, casual clothes), but yeah i just recently started spending that much becuse i'm getting Anon Babble

Most normies barely have any idea where a large chunk of their money goes. And that sounds crazy to me because I've been using budget apps likes Mint since I was in college. I can account for 99% of every dollar I've ever made and spent. Now there are apps like Rocket Money that help people figure out which subscriptions they forgot about but are still paying for. Madness.

I am confuse, like your clothes aren't fitting anymore or you just want to look clean? I lift as well and the only time I remember it involving buying clothes was a $15 pair of sweats from the goodwill, I mean shit I doubt I spend that in a year

Leased cars

Rent/mortgage

iPhones

MacBooks

Sports (-betting)

Concerts

(International) vacations

Cosmetics

Clothing

And a fuckton of goyslop items from Amazon and Netflix to McCucknalds and Coka Cola
Being complacent or apathetic towards the marketing strategies used by big companies has enabled these businesses to squeeze every single possible penny from unsuspectin, gullible, naive and uncaring normies.

I will say I was way behind the times on subscriptions. Like last time I checked you just got netflix for $10/month or whatever, I mean that's if you don't know about soulseek but w/e. But no, now I find out people are spending hundreds??

yes, I keep dropping weight so clothes start to look baggy. I prefer fitted clothes.

goodwill

I used to be the same, but recently I've been trying gym clothing brands

What's worth spending on:
Good food, decent appliances
Nice restaurants
Gym membership expensive enough to keep the poors out
Air filters
Blackout curtains
RO water filters
Money to run the AC at 64F in the summer at night so you sleep super comfy
Weekly maid cleanings, personal assistants, nannys
Clothes not made of artificial fabrics- decent cashmere sweaters, merino wool, tailored shirts, mtm/bespoke suits
chatGPT subscription
Nice laptop
Nice USB chargers throughout your house
Furniture not made of a bunch of particle board
Nice guns
Fly wherever when you feel like it
Hotels
Uber around wherever
Sponsoring people to get whatever you want

None of those things are crazy expensive but they're definitely worthwhile to me.

medical care. That's like 90% of spending right there.

Yeah if you're an obese boomer faggot. If you're 25 and not a pregnant woman your costs should be like $50 unless you break your leg.

well godspeed anon, just make sure you don't forget all about net worth gainz. At least try setting up an autowithdrawal to a brokerage account or something.

Pretty much this
Normies are the worst fucking spenders. They don't even enjoy what they spend on. I authentically function off smoking and enjoy it. Everyone calls it a non necessity and makes me wanna kill their dog

Like put that dog in an oven and force them to watch. I want to illustrate I hate them and they need to feel immense pain and loss until their smooth brains gain a wrinkle or two and they cry out they're WROOOONG

because guess what? Normies be spending double, triple the amount I do smoking, just for slop to get fat. They're not happy.

Or alcohol to go to parties and NOT have sex because despite how ya pumping sluts up with alcohol they can still consent.

There's just so many layers as to everything they do is incorrect and awful that I don't even care that the money is wasted. Fuck their money