What are the financial implications?

uh i flunked out of community college and then refused to take the jab and just played tf2 for 5 years
i hope i become rich or die somehow lol

What's your main? I play Scout.

Besides the economy being in the shitter and zoomies and millennials being unable to even pay rent anymore they also have hoeflation at an all time high

I am a millennial. Last week I had an interview where I was told my education didn't really matter, they just want people with experience. How do you get experience without education? Well, they hire boomers, or women and train them. Not men. Today I have a different interview for another job women get for free but men have to work for. Interesting system where you just won't let men work, then complain they aren't working.

Suffer from Sleep Paralysis

Receive checks from the government, as it is a disability

I haven't had it in over a year

Anon it's called an internship. People hire retards for free and you use that experience to get a job.

BUT WORKING FOR FREE MAKES ME A KEK!

Then enjoy neetlife

If yall would just live in your car you need to only work like 10.hours a week. Unfortunately all of you think you need a mcmansion to live in so youll always be wageslaves. Living in a car.isnt even uncomfortable

I feel like NEET life is on the verge of becoming a lot less comfy

At least from a Canadian perspective, the juice isn't worth the squeeze. I could break my back to scrape by on a dogshit entry level mortgage that will take 25 years to pay off, or rent and pay someone else's mortgage; or I could continue to earn a half decent wage and just work part time while living at home.

One day I'll inherit, liquidate and downsize, stuff it all into a safe portfolio and live off the dividends.

Come bounce around the house of flying rejects

We been eating where upheaval is a feature not a defect

I graduated in 2020, went into the army, got kicked out in basic training, and spent the next two years recovering from the mindfuck.
2023 I joined the air force, got through basic and a 6ish month tech school, didn't make to my first duty station as I was kicked out the military again. Tried going back to school right after, since I now only need a few credits for an associates degree. I went over to my local community college, told me I need my mommy to sign some papers to prove I'm a resident since I'm not 24, so I gave it to my mom and never saw got the papers back.
Now I'm broke, know how radar systems work, and jobless. I'm happy though I just work out, read shitty light novels, and shitpost all day. I've found being a NEET is more rewarding than working.

Gen Z faggots are gonna all be broke and then wonder why they can't afford a house in 10 years while all Zoomer girls just date millennials with money.

Minimal consumer spending and reduction in demand. Basically a death sentence for interest-bearing debt funded businesses and our entire economic system.

I got screwed out of a medical degree because I randomly got sick in my last semester and my scholarship was revoked due to medical leave & given to some random pajeet and/or nigger in my place. I gave up after that. I'm enrolled in some free certification program rn and won't finish it. Just want the tax credit. I don't give a shit and I aim to make life harder for everyone

None the market has already priced in that all zoomers are retards

why work for a system that hates you if you are poor?
i'll just live with my parents, live on potates, lentils and chicken and play vidya instead.

good luck havin' sex kek

got kicked out in basic training

didn't make to my first duty station as I was kicked out the military again.

Fucking how
What the fuck

You won't even have time for dating and sex when you're working full-time and are out of energy. Most people met their partners before they started working.

that only works if you were having sex in the first place. effort really aint worth it for the average dude nowadays whic is saying something since sex is one of the biggest drives a man can have to succeed

Invest on nvidia since it covers this, the AI fad and the permanently necessary semiconductors. Sit back and enjoy.

Sorry, Mr. Shekelberg, I won't be bringing any more slaves into your system

How do you even neet in the US? How do you pay bills? What do you eat?

Recruitment crisis was a bitch for the military, it was a boon for me
Mommy buys me rice, and I stay at home

Bills only exist if you choose to make them exist.

Existence is so solved it's not even funny
1) work part time
2) never buy anything you don't need
3) invest in gold and t-bills (S&P if you're feeling frisky)
4) live in a tiny house
5) do hobbies or chill on Anon Babble all day.

We are living in a horrible time period BUT don't say there aren't any lifehacks.

invest in gold and t-bills

what's the goal here? just having a buffer in case you lose your job? obviously never making it and working part time at 80 years old like a Walmart greeter

Now that I think about I have it pretty good. Also at least you didn't lose your balls mate. You can still date if you want to

to go on a date.

they don't have sex doe

making it

It's not about making it. It's about working 4 hours a day, 2 days a week as unlike your typical wage slave as possible.

Mass suicide.
They live off mommy daddy or the state if they get it.
When their neet delusion ends they kill themselves LMAO

I guess so. What do you think of index funds/mutual funds and BTC? I was just stacking those like clockwork.

Luckily, I have a solid job working remotely but I'm guessing it's going to end soon and I'm thinking about whether I want to keep working in IT in an office full time or get part time gig like you. If I do full time I'd also just max out days off, sick time, and unpaid time off through the year just to fuck off

All expenses except food are optional. If you are complaining about life while paying any other expense then cut those expenses out.

You can't get a bag of rice that lasts you 6 months for like $15, and then just re up on tuna, eggs, sauces, etc.
The rice cooker itself would be like $30-50.
Throw all the shit in the rice cooker with some water and sauce it up a bit and you have food for a day. Monitor and refill the rice cooker as you go down and you basically have an endless food supply.
From there all you need is a couch to sleep on, an old phone or laptop, and an internet connection.
Bum utilities, but if worse comes to worst, you can move somewhere rainy like Florida and stand outside with a bar of soap to clean yourself everyday and then when the sun comes out you dry yourself. Also it doesn't get cold enough often for you to freeze to death so you don't have to worry about heat bills.
If you don't have anyone you can bum a couch and roof from you can apply for housing assistance. Same with medical stuff, and you can keep costs low by drinking water and working out regularly.
You can live the based life for probably about $200 total a year.
Expenses in the thousands and greater only happen when you have a gf or kids to raise. Then you have to incur costs to provide them with a baseline lifestyle that far exceeds what the average guy could scrape by with in full bum mode.

BTC is scary because it's based on how much faith people have in alternate currency, it's not actually real. So invest at you own risk. If you're going to invest then make sure to buy low (wait for a dip).

I use S&P mutual funds to pay my bills (SPY and VOO). And you must keep some cash on hand for a dip.

Lol you CAN get a bag of rice

Why would you even wanna lock yourself away in a house. Living in your car allows you to travel whenever and wherever you want and do whatever you want. 10k in xdte or qdte pays for all your weekly expenses.

being a pay piggy isnt aspirational

Japanification, low fertility and low growth. Luckily gen Z won't really be relevant for another 10 years, by then AI and robotics should have boosted productivity enough that it doesn't matter as much.
Future prospects for Gen Z is bleak however, see nippon.com/en/in-depth/a08702/
If youre not going to make it in traditional employment your only resort is to live like a monk and DCA crypto

If you don't spend any of the money, that's like 1000 dollars to invest every month. It could easily stack over time.
Gold average return rate over the past 10 years has been about 9%, so lets calculate possible investment return year by year using my dipshit math.
Year 1: 12,000+9%=13,080
Year 2: 13,080+9%+13,080=27,337
Year 3: 27,337+9%+13,080=42,877
Year 4: 42,877+9%+13,080=59,816
Year 5: 59,816+9%+13,080=78,280
Year 6: 78,280+9%+13,080=98,405
Year 7: 98,405+9%+13,080=120,341
Year 8: 120,341+9%+13,080=144,252
Year 9: 144,252+9%+13,080=170,315
Year 10: 170,315+9%+13080=198,723

Not bad about of savings, according to my dipshit math a part time worker could retire to a south east asian country within a decade by investing in just gold.

good luck having sex, kek

How do you get experience without education?

Unironically, prison. Work release programs in your target industry count as experience in that industry. Also there's no critical mass of students fighting for the chance to intern for free (or worse, pay to intern, lol). The company takes their tax credits for hiring prison labor and you get as many years of work experience as you're serving, which conviently often is about the 5 year threshold most places are looking for. When your sentence is up, you apply for the actual job and become the meme prison-tattoo-having manager within a year.

Yeah I don't intend to make 1000 spare dollars a month but cool math.

Having sex is just a giant risk. The more you do it the more likely you are to get stuck being a wagie forever because you had a mistake.

You conveniently left out the type of bait crime that needs to be commited.

not to mention STDs, batshit crazy women that can traumatize you with zero repercussions, actual cucking, child support etc. its just a shit investment

went to community college in 2009 played tf2 over the next 7 years. tf2 is so comfy. i wish i had a few months to just neet, wake up at 3pm, play vidya, go to the gym at around 10-11pm

Sex is overrated desu, I put so much effort to have it and it was kinda underwhelming.

t. former sex haver

Governments are going to try everything they have to make young men be good goyim. Women will be fine because muh precious wahmen.
So, stuff like:

benefits cuts

some sort of singles tax

much more social shaming

conscription

subtle capital controls

attempts to shut non-job moneymaking opportunities

Some are already happening, just slowly.

Lost one of them, but the other one still works, so that's good. Have no idea how to date though because I feel for the 'focus solely on studying in shcool meme', so I might be fucked

I use S&P mutual funds to pay my bills

Your entire bills are covered by the S&P? Or a mix with your part time income? I'm guessing you already paid off the tiny house

you must keep some cash on hand for a dip

how much of a dip do you wait for? like a normal dip or after a recession-tier crash?

you're going to need a lot more than 200k to retire even there

Living in your car

like in a van?

10k in xdte or qdte pays for all your weekly expenses.

doubt your income will be sustainable if it comes from gambles. One black swan day and you're now working with 5k

When their neet delusion ends they kill themselves LMAO

When you're done working your fingers to the bone for your jewish masters, you're kicked to the gutter of society where you die as a decrepit husk of the man you once were, unable to enjoy anything including sex! LMAO!!!

how much of a dip do you wait for? like a normal dip or after a recession-tier crash?

if it dips 5% in a week. And you don't keep it cash, you put it into gold or treasury bills. I misspoke. I actually believe that cash is wasted money, you need to pull out of gold and t-bills for stock market dips.

Your entire bills are covered by the S&P?

gold, t-bills, and S&P.

Paying off a tiny house is nothing. If you didn't save 5,000 dollars while you were still living with your parents then idk what to say to you.

Use condoms and check if the woman is insane. This works for 99% of the people

I might be in the boat except that I fell for the videogames meme. Surely it's like any skill though. Just gotta practice somewhere. Not that I have any experience

That amount could last two decades in the Philippines

Juice ain’t worth the squeeze. Make America White Again and raise wages and maybe I will give a shit again. In the meantime, fuck Satan and the Khazarian International Banking Cartel.

Gibsmaxxed millennial here, made $75k last year delivering pizza 3 nights a week. Set to retire by 45-50.

Kicked out of bootcamp TWICE

You Sound like a giant pussy

working is pointless and its basically impossible to find a good paying job without knowing someoneong / nepotism

I am 31 and i got laid off may 2024 and it took me till feb 2025 to get a job. and the job is shitty paying 45k a year but thank god its remote and easy and i left shithole USA and just use a VPN

zoomers are doomed.

nah I got through the second time around, even graduated my tech school, just too much of a fuck up to get to my first duty station

5k? like as a down payment? I'm seeing some for 10k down payment, but maybe you found a cheaper version, or maybe I'm misunderstanding. I just live in an apartment and pay roughly the same as this, 2 bed/2 bath

My generation loves remote part-time work, so I was able to get an easy office job that pays well and all I do is spend time scrolling on Anon Babble, leave early at times, and enjoy the city with the money I make. I got back on biz because when I was here during the whole GME/AMC stock pump, I only had money from college grants which I had to invest carefully. Now that the market's depleting and I have nothing to lose but more to gain, I am looking for stock options. I know I made money doing calls and puts on SOXL, but I just want to leave my money to grow in a good stock and not worry about the market. I bought some pieces of silver in 2021 and it saved me when I was living comfy as a NEET and needed money to hang out with friends. My job is boring and easy, but I would probably be doing the same thing back home without getting paid.
I lost my virginity after starting to work. I was able to afford my own place, live in a city filled with a lot of hot chicks who want to hook up. There's time to hang out at bars after work (Don't even have to drink), go out on the weekends, and just make excuses if you want to hang out earlier in the day. Really easy to adapt if you're not a total office drone and control freak. Get the work done, scroll on Anon Babble, and keep doing that until you find another job in a field that you want to pursue