New proposed student loan bill would increase my payments from $550 to $980 a month

new proposed student loan bill would increase my payments from $550 to $980 a month

1 in 4 american workers have student loans

yeah i'm thinking we're going to see a recession.

im just going to live outside the usa until i make it then pay it all off

gender studies majors being forced to pay back their debt

Bullish

Fuck these niggers forcing me to pay for israeli hellfire missiles

You mean taking out a loan to get a worthless degree wasn’t a good decision? oh no

IF I HAVE TO PAY MY DEBTS WE'RE LITERALLY GOING INTO A LITERAL RECESSION

kys

wtf I have to pay back money I borrowed

reeeeetard

paying off your student loans is a scam. my interest is 4.5 literally less than inflation while i can just put any extra cash invested somewhere

Its a loan in systems administration, i deserve loan forgiveness for being a net positive for society. IDC if im making 85k per year its the principle that matters

I shouldn’t have to pay back money I borrow because reasons

literal nigger behavior

Glad I don't have student loan debt, but yeah shit's gonna get hairy. I don't know what kind of retard thought it was a good idea to saddle young adults with 5 figures of debt as soon as they enter the economy.

Its only fair, why do niggers and women get scholarships when i have to pull myself up from my bootstraps

if the gubmint doesn't have to why should I have to

I don't know what kind of retard thought it was a good idea to saddle young adults with 5 figures of debt as soon as they enter the economy

it's actually genius. Get more people educated and also stuck working

this is the mentality of dumbniggers that think college is necessary. college literally makes you stupid

i make $120k a year which is why my payment is going up so much

You legitimately need a bare associates to get into IT. Imagine any employer thinking youre worth your salt by taking a Google "IT certificate".

faggot, i make 200k a year, without college i would be like you.

working for someone

exactly the mentality of you dumbniggers, dependent on everyone else. i run my own business and make more than you ever will kek

Sucking dick for nickles does not make you an entrepreneur

lol your dropshipping t shirts on facebook marketplace is not a business nigga. Now take your uneducated , unwashed ass out of here .

Now take your uneducated , unwashed ass out of here .

Imagine being so fucking stupid that you think only a formal education matters. Do you really think most successful and rich people were taught how to become what they are? No wonder you fucks are poor

im better that most of society because i dont have to live in reality

Maybe if you suck enough dicks you could afford kneepads to support your business

mohela

mohel

what the fuck

I got a bachelors in STEM and i only make 53k a year 4 years out of uni.

I shouldn't have went to college

his business is sucking dicks.

Fuck student loan repayers. They've had it easy for like a decade and they chose to not make payments out of pure short-sightedness. Not only should have they have to repay, they should get their degrees rescinded.

haha , imagine being so retarded that you think a formal education is useless.

go deliver your dropshipped t shirts faggot. lol the audacity of failing out and then telling people a formal education is worthless . lol.

Pay your loan wagie

Why should others suffer for your poor choices?

I should have to be a debt slave to Jews because I was misled before I was legally an adult

Lowest IQ post on Anon Babble

Most people I know who went to college are poor and paying debt, like you.

Other people I know learned a trade or started a business and have no debt and make well over $150K/yr. I have a friend who's an absolute retard but has a few vape stores making $250K/yr. Turns out, it isn't fucking rocket science to buy wholesale vapes and set up shop, marking them up 100-200%.

See you gave yourself over to a Jew to be mutilated; what did you expect ?

Formal education is not useless; that was never stated. It makes perfectly good sheep and cattle like you to be used and taken advantage of until slaughter. The rich and successful, on the other hand, are not fucking cattle, you dumb nigger.

learn a trade

Or i can keep making 85k per year working from home doing what im doing now and browsing Anon Babble. While youre on the streets, sucking dick as a trade. Must be alot of dicks since theyre a nickle each

for every person making 250 k there are hundreds of low income faggots barely making any money working at wendys.

that is the problem with you uneducated retards you dont understand what averages and medians mean.

Ivy league graduates run the entire country lol

From tech, to finance/wall street and even the very judges that sit on the supreme court. EVERY SINGLE one of them is an ivy league or Stanford grad i mean from everyone from CEOs to top level execs etc etc..

they garnish your wages though. and not the cool kind of garnish, like shrimp on a cocktail.

The GOP changes to student loan repayment plans would only apply to loans made after July 1, 2026. Those with existing loans should still have access to most of the current repayment plans. ALL FIELDS

So current loan borrowers will not be affected unless it enters collections?

well over $150k/yr

that's what i thought at first, but now it seems like existing borrowers are being forced on "IBR" (15% of discretionary income) or they can choose to enroll in RAP which is 1-10% of bracketed gross income. all other plans are being eliminated (IBR, ICR, IDR, PAYE, REPAYE, SAVE, etc.)

and then all new borrowers after 7/1/26 will only have RAP available to them.

I didn't suggest you learn a trade, you dumbnigger. You already fucked your life up with debt and are paying, literally. If you're doing so good, then stop fucking complaining and whining, then you bitch ?

So because college graduates, on average, make more, that disproves my point ? The point is, debt nigger, if they didn't go to college, they don't have debt. Stop talking if you're this dumb; you haven't even made an argument and claim to be "educated"

How does a recession negatively affect me if I have a job and/or can get another one easily?
Wouldn't a recession be good for me because it means everyone else got poorer?
As a guy, my wealth isn't what matters, it's what my wealth is compared to others.

They certainly don't learn anything more special at these universities. They get those positions from networking and connections. The "education" is basically useless.

Is being 30k in debt really alot of money to you? Are you eastern european?

they learn that the median hs graduate earns 3 million dollars less in their life compared to the median college graduate.

governments print money in a recession. fiat becomes worth less and your jew employer simultaneously gives you a shittier raise because of the economy.

get another one easily

kek. ask an engineer or any other STEM skilled professional what it was like to live through 2008. you'll be competing with 10+ YOE applicants for entry level roles.

holy shit see . So a fucking plumber gets paid more than a college graduate. Many such cases. Is this a hard pill to swallow for Anon Babble or something ? Do you think you go to college to get an education to become successful? More like go into debt for some jew and get trapped the rest of your life

most STEM grads make more than $53k a year. the guy you are quoting is unlucky or has other circumstances holding him back. even the mech eng meme pays ~70% more than the median plumber.

College in America is roughly 20-25K/yr. Add interest to that over time, and it becomes pretty hard to pay off. At first you were complaining of debt, and now you're saying it's not that bad! LOL!

You've already stated that because there are several dumb niggers working at Wendy's, this skews the statistics, so disproving your own points here is counterproductive.

Do you really think most successful and rich people were taught how to become what they are?

Statistically this *is* actually the case. STEM majors make up the majority of millionaires and are the fastest growing demographic of millionaires. So it not only holds true, the "college gap" is dramatically widening.

sk an engineer or any other STEM skilled professional what it was like to live through 2008.

I graduated in 2010 and have been stuck in near entry level roles my whole life. I'm already poor. Just employed poor.

and again you stupid fucking nigger this argument has been about debt and how it accrues over time and becomes harder and harder to pay off when you can learn skills for free or on your own.

Im a systems administrator and youre such a nothingburger, my field tops out at STEM pay while only needing an associates to start. They pay 60k starting and you naturally command more the more years you put into it. WFH chads win again

That graph is misleading. Anyone can graduate from high school.

If you took people from both groups with an IQ above 100 you would see the gap is much smaller.

lol

imagine being part of dumb niggers and being proud about it.

imagine unironically suggestsing that being dumb is the only cause of difference in earnings between college and hs graduates

the average tradesfag is stuck at $60k/year for life unless they "totally start their own business bro" and make $150k/year which is like $80k/year W2 equivalent after getting reamed up the ass by self employed payroll tax and self employed health insurance premiums.

the average college grad is going to grow their income considerably. so the debt becomes easier and easier to pay off. despite bitching about my student loan payment, i went from $57k/year out of college to $120k/year today, 6 years later. and i can likely job hop to a senior manager job in another 1-2 years for $150-180k/year if my linkedin roastie recruiter spam is to be believed.

being smart doesn't mean you will make more money

i'm glad you spent money on an education

clearly shows you didnt complete college cuz your reading comprehension is shit.

Self employment tax isn't that bad and you get a lot more right offs.

Health insurance isn't too bad assuming you don't have health problems.

rights offs

nigger, i'm an accounting manager. you have no idea what you're talking about.

imagine unironically suggestsing that being dumb is the only cause of difference in earnings between college and hs graduates

read the sentence again faggot, since you cant comprehend shit. Go away you have been btfo. get your knee pads and get.

First off, this is an internet forum so no one is going to give you a lot of money for calling me the N word.

Second, I was self employed at one point. All the extra taxes I can write off easily. Office Space, electricity, cell phone bill, business meetings, etc.

This thread makes me realize I'm about to be told old to post here

t. 27 yo boomer aero eng mogging these pay scales

I maintain the point that being smart will make you more money in life regardless of education; therefore, yes, being dumb is a large contributing factor to being poor, ie. having a difference in earnings. Obviously not always the case, but if you had a point to make go ahead and make

If youre in the right field 10k to 30k is absolutely reasonable. I work from home and dont have any car payments. I live 20 feet away from the actual headquarters of the company im employed at. They have a fullstaff kitchen, prices are alright but not a discount.

For lunch if im in the mood for a double stacked burger with fries its about 8 bucks. Building has 24/7 access and a fullscale gym and basketball court. The pinnacle is that they dont force you into the office at all

t. WFH chad

Student loans have always been a subsidy for the universities pretending to be a benefit to students. What the new Federal administration wants to do is shut down the student loan program by making it harsher on the students and thereby cutting off a big subsidy for the universities that made themselves outspoken enemies of Trump and his supporters. Trump is cutting the throats of his enemies. It has nothing to do with the students. They are just pawns.

Also at 2 am when there is nobody around i steal company provided lunches like thanksgiving dinner and red robin burgers. Onetime i just took 10 of those burgers home and anything else they dont eat within the first 4 days

i get free university thanks to the government spending taxes and investing in their own countries future, americans consider this communism and mooching from gibs. what i think most americans want is to have no services and just be taxed so it can be sent to israel, i don't understand this cuck mentality but it's undeniably real, how else do you explain it?

Hell yeah, this is why I voted for Trump. I paid off my $180k in student loans less than 3 years after graduating. Fuck you broke niggas lmao

There is a hardline reality that these loans can be forgiven to anyone who works in the public sector for 10 years. They understand that some high skill jobs are crucial, it deincentivizes americans to take them rather than resorting to the idiotic "learn a trade and be an entrepreneur". Even states have similar programs where if you graduate and dont leave for a certain amount of years, theyll pay for your loans. Critical industries need americans less they want to be taken up by indians.

Loan forgiveness in crucial industries is essential to a healthy economy.

For the average person of average intelligence within 1sd either way , going to college is without a doubt one of the highest ROI you can get. Median earnings for college graduates are 3 million dollars more compared to hs graduates.
Debt is a tool, manage it appropriately and shouldnt be a problem. Can go to community college and state colleges to reduce costs.

the largest factor of being poor is being born in a poor household. Zip code is fucking destiny in the united states.

go on biz

PAY DEBNTS.

lose money

GOOD THING YOU PAID THE JEWS BACK BRO. WELCOME TO ADULTHOOD WITH THE REST OF US FINE INDIANS.

student loans over the past 30 years have been abused by colleges and are partially to blame for the inflation in costs associated with a college education. It has always been wild that the college can ask a student to take out 300k in loans and not have any financial stake in the student doing well afterwards.

You are right about trump trying to fuck his enemies though. I think this is gonna hurt poorfags and republican/state schools the most. Large elite instutions essentially have fuck you money in terms of multibillion dollar endowments, and enough cache to where they can recruit from well heeled families that can pay for the privilege.

nigga all this does is make the blue team more powerful because anything that hurts their pedo it's for the children narrative gets immediately blown into a rebel cause
we know, it's too hard for you to put taxes into a school so young people can study and worry about their living conditions themselves, because you can't stop allowing predatory landlords to fuck our children dry and have that expectation that their live is to just be a rentoid getting raped into a gay faggot

are partially to blame for the inflation in costs associated with a college education

they are 100% the cause
a student should never see the individual numbers unless it's private because it should be dealt with by a tax fund for the general public education
they should have to either find living or accept the university dorm cost, which is supposed to be reasonable since it's a commie block but universities take it too far and are programming centers that you will be a rent cuck who doesn't know how to make your own food and accepts doubles triples shithole conditions of getting infested with every disease on earth, instead of just offering 250 dollar commie blocks for students

administrators are a cancer , soo many middle men making money off these students.
They spend millions of dollars pimping up these dorms and student facilities. like they are there for the education not the 400 million dollar sports facility.

There is a hardline reality that these loans can be forgiven to anyone who works in the public sector for 10 years.

work the same set of jobs for 10 years

the cold hard reality is that no one is paying, it was invented as a jewish trick so that only the goodest of goys pay back hard earned paper to make their lives even harder, instead of just NOT PAYING and telling the government to fuck off because they already did fuck off since it's a mass loan, specifically a mass loan created based on a tiny sliver of US gargantuan credit that the FEDERAL loan service banks cannot fail because they don't service anyone except themselves

they'll garnish your wages

never happens, and what wage? you cannot make me work, except you think that in your government programmed jew delusion

they'll take ur stuff

go read the financial history of the USA again and tell me that your physical objects that aren't solid gold or a mortgage or a car loan can be repod

everyone who has a degree is a gender studies major! Everyone who disagrees with my retardation is brown or trans!!!

Why are they like this?

here's what actually happens:

oops no one goes to public school anymore were south africa

remember those banks that have 2 trillion in negative balances? let's delete that the last payer was in 2079

the deficit moves from 60 trial to 62

the good little bald millennials on this board are 90 years old: NOOOOOOOOOO MY TAXES PAID FOR YOUR LOAN ACCKKKKKK