Buy short term treasury bonds, or hold as cash. Invest in the stock market after it crashes.
Relative died
Fucking kek
ok, you seem very adamant about it. i will take it into strong consideration, thanks anon, i appreciate it.
what do you think of the TIPS which account for inflation?
Just put it into a money market fund bro. You don't lose a cent of it that way. The stock market is never a sure thing, you are exposing yourself to massive downside risk. It would be stupid to gamble with the money you need to pay monthly expenses.
look at SGOV.
Im European can I buy bonds too?
omg you people are so dumb
With 180k you can get $700 month sustainably but with some level of risk. If you don't a want risk of depletion you can only get (0.035*180k)/12=$525 a month.
As for where to invest I'd suggest 80% stocks (70% domestic (broad ETFs such as VOO), 30% international) and 20% bonds.
probably not with $180k. You probably need a nest egg closer to $300k if you want inflation adjusted $700/mo
shut up it sounds important